The student health insurance plan for the 2026-2027 academic year is administered by Student Insurance.
Contact us to enroll your eligible dependent with the link below
Deductible: $300 In-Network and Out-of-Network
Co-Insurance: 80% In-Network
Out of Pocket Max (Individual): $2,000 Individual/ $4,000 Family In-Network
Office Visit: $20 Copayment, 80% coinsurance, not subject to deductible In-Network
Emergency Room Visit: $100 Copayment, 80% Co-Insurance In-Network and Out-of-Network
Prescription Drugs: $15/$70/$40/$70
The student health insurance plan covers the entire academic year. For the MCCMS policy year, the first payment will be due during fall 2026-2027 registration. Students who enroll at the start of the academic year will remain enrolled for the entire year and cannot waive during the spring term.
For Academic Year 2026-2027 (beginning July 1, 2026), the premiums will remain the same as previous academic year at $2,184/student and dependent. MCCMS will continue to pay 80% of the premium cost for each student and dependent.
BENEFIT TIER | START | END | TOTAL PREMIUM | STUDENT CONTRIBUTION |
Student | 07/01/2026 | 06/30/2027 | $10,918 | $2,184 |
Student plus spouse | 07/01/2026 | 06/30/2027 | $21,836 | $4,368 |
Student plus child | 07/01/2026 | 06/30/2027 | $21,836 | $4,368 |
Student plus children (2+) | 07/01/2026 | 06/30/2027 | $32,754 | $6,552 |
Student plus spouse + children (2+) | 07/01/2026 | 06/30/2027 | $43,672 | $8,736 |
The student vision insurance plan for the 2026-2027 academic year is offered through BCBSMN and administered by Student Insurance.
Vision Exam:
– In-Network: $10 copay
– Out-of-Network: $40
Lenses:
– In-Network: $25 copay
– Out-of-Network: $40 reimbursement
Contact Lenses:
– In-Network: Plan pays up to $130 plus 15% discount on remaining costs and $25 copay for contact fitting.
– Out-of-Network: $105 reimbursement
Frames:
– In-Network: No copay: plan pays up to $130 plus 20% discount on remaining costs.
– Out-of-Network: $50 reimbursement
The student dental insurance plan for the 2026-2027 academic year is offered through BCBSMN and administered by Student Insurance
Deductible: $25 Individual / $75 Family
Plan Year Maximum: $1,000.00
Co-Insurance: N/A
Preventative/Diagnostic: 100%
Basic: 80%
Major: 50%
About the student health care plan
If you’re traveling abroad and not enrolled in the MCCMS Student Health Plan, you can still access coverage through the Student Travel Protection Plan.
We’ve partnered with On Call International to provide medical and travel assistance for students traveling internationally. On Call International offers immediate support and guidance if you encounter any challenges while abroad.
There is a one-time $25 fee for students who wish to enroll in this program for the 2026-2027 academic year. Enroll and pay for coverage using the link below:
BCBS provides a personal website to access things like printable ID cards, claims status, EOB’s and the ability to locate providers. You can register simply by selecting the “Register” link from the top right corner of the home page www.bluecrossmnonline.com.
To set up your account:
BCBS provides a personal website to access things like printable ID cards, claims status, EOB’s and the ability to locate providers. You can register simply by selecting the “Register” link from the top right corner of the home page www.bluecrossmnonline.com.
To find a preferred provider:
Maintaining comprehensive health insurance coverage is mandatory for all full-time MCCMS students. All students MUST be covered by an ACA-compliant domestic health insurance plan for the entire
All students will be required to either waive or enroll for the 2025-2026 academic year. For current students, the enroll/waiver process will begin mid-May. For incoming students, the enroll/waiver site will open in mid-June.
If you recently had a qualifying life event (i.e., marriage, birth or adoption of child) and you wish to enroll your dependent in the plan for the remainder of the 2025-2026 academic year, please call 833-513-2981 or email mayo@studentinsuranceusa.com.