K-12 Student Accident Insurance

We provide accident coverage to protect students from injuries that occur at school, during school-sponsored activities, or while participating in interscholastic sports. For individual student policies, available through participating schools or districts, enroll online below. School administrators seeking group coverage, contact us directly.

Coverage Options

Click to enroll in K-12 student coverage below.

School Time Accident Coverage

Covers injuries that happen during school-sponsored and supervised activities, on or off campus.

Note: The school-time and 24-hour excludes interscholastic sports and interscholastic tackle football.

Interscholastic Sports Coverage

Protects students participating in school sports, whether at practice or in games.

Note: Interscholastic tackle football must be purchased separately.

Football Only Coverage

Specifically for high school interscholastic tackle football players in grades 9–12, including spring and summer weight and conditioning programs. Travel is also covered when going directly and uninterruptedly to and from the practice and competition.

Note: 9th graders who play with 9th graders ONLY are not charged extra for football coverage. The Optional School-Time or Optional 24-Hour accident Coverage will apply if purchased.

24-Hour Student Accident Coverage

Covers non-sports-related injuries 24 hours a day, whether at school, at home, or elsewhere. Provides coverage during the weekends and vacation periods, including the entire summer. Students are protected while at home or away.

Note: Excludes interscholastic tackle football.

24-Hour Dental Coverage

Covers accidental dental injuries 24/7, with a maximum benefit of $25,000. This provision covers Accidents occurring anytime and anywhere. Coverage is limited to the treatment of sound, natural teeth.